StampMitra - Digital LegalTech, Virtual Office & Compliance Platform

Legal notice for a loan that was not returned

If a friend, relative or business has not returned money you lent, an advocate's notice sets out the amount, the promise to repay and a deadline. It is the usual step before a recovery suit.

Use this if

  • You lent money by bank, UPI or cash
  • Repayment was promised
  • Reminders were ignored

What we ask before you pay

  • Date and amount lent
  • How it was paid
  • Repayment promise or due date
  • Part-payments
  • Interest agreed

Documents to add after you pay

  • Bank or UPI statement showing the loan
  • Promissory note or agreement
  • Messages acknowledging the debt and proof of part-payment

Please note

StampMitra is not a law firm. Your notice is written and signed by an enrolled advocate, who is responsible for its content. Time limits shown here are guides; confirm them with your advocate.

Frequently asked questions

Can I recover a cash loan?

Possibly, with other proof such as messages or witnesses. The advocate will advise [Advocate to confirm].

Is a written agreement needed?

Not always. A bank transfer and messages can help.

Can I claim interest?

If agreed, or as the law allows [Advocate to confirm].

Will the notice end the dispute?

It often prompts payment or a reply. If not, the advocate can explain next steps.

Do I upload documents before paying?

No. You answer a few questions, pay, and then add documents in your dashboard.

Who writes the notice?

An enrolled advocate, not software. You approve the final text before anything is sent.