A cheque that bounces can lead to a complaint under section 138 of the Negotiable Instruments Act, 1881, but only if you first send a demand notice in time. An enrolled advocate writes and sends it for you.
StampMitra is not a law firm. Your notice is written and signed by an enrolled advocate, who is responsible for its content. Time limits shown here are guides; confirm them with your advocate.
Within 30 days of the bank's return memo [Advocate to confirm]. Enter your memo date on this page to see your last day.
Under section 138, imprisonment up to two years, a fine up to twice the cheque amount, or both [Advocate to confirm].
Section 138 offences are treated as bailable and compoundable, meaning the case can be settled [Advocate to confirm].
If the 30 days have passed, a section 138 complaint may not be possible, although a civil claim to recover the money may be. The advocate will tell you, and you get a full refund if they decline.
No. You answer a few questions, pay, and then add documents in your dashboard.
An enrolled advocate, not software. You approve the final text before anything is sent.