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Udyam Assist for Informal Micro Units, Through a Notified Agency

Udyam Assist is a route for informal micro enterprises, such as street vendors and home-based workers, that are exempt from filing GST returns. A notified agency makes the entry on the platform. StampMitra checks your route, prepares your details and submits them through our partner agency. We are a filing assistance platform, not the government and not that agency.

What Udyam Assist is

The Udyam Assist Platform was launched in January 2023 by the Ministry of MSME and is run by SIDBI with banks, finance companies and other regulated lenders. It lets informal micro enterprises, which cannot register on the main Udyam portal, get an Udyam Assist Certificate.

Who this route is for

Fits: Own-account workers, family units, informal partnerships with no deed or registration, and Self Help Group members or groups, with turnover below the GST limit and no GST registration.

  • Fits
  • Does not fit: registered entities
  • Does not fit: GST registered or liable
  • Does not fit: above micro limits

The GST limits that decide who is informal

Registration is needed above these yearly sales; the limits are lower in some hill and north-east states.

  • Goods: ₹40 lakh a year
  • Services: ₹20 lakh a year
  • Online marketplace sellers, sales to other States: Any turnover

How it works

What we do for ₹499 + GST, and what we cannot do

We do: Check your route, prepare your details, submit them through our partner agency, match you to a notified agency where needed, and follow up.

  • We do
  • We cannot
  • We tell you if you do not need us
  • Government fee

What the agency may ask for

Sources say informal enterprises do not need to submit documents separately, because the agency uses information it already holds. We ask for what helps and say which are optional.

  • Owner's identity card
  • Photo of the business, stall or workplace
  • A mobile number linked to the owner's 12-digit national identity number

Udyam Assist and full Udyam registration

Udyam Assist / Full Udyam registration

  • Udyam Assist
  • Full Udyam registration

What you get, and what you do not

You get recognition as a micro enterprise for priority sector lending. That helps a lender class a loan under priority sector rules. It does not guarantee a loan, and the lender still assesses your credit.

Common mistakes

Choosing Udyam Assist when you have a tax number and full Udyam is free.

  • Choosing Udyam Assist when you have a tax number and full Udyam is free.
  • Applying while GST is due or you sell on an online marketplace.
  • A mobile number not linked to the owner's identity number.
  • Expecting a loan, tender preference or subsidy from this certificate alone.
  • Paying a third party who says they register you directly on the platform.

How it works

  1. Answer the questions Tell us about the business, GST position and tax number.
  2. We check your route Udyam Assist, full Udyam or GST first.
  3. We prepare your details A data sheet for the agency.
  4. Submitted through our partner agency The notified agency makes the entry.
  5. We follow up Until the certificate is issued or the agency replies.

Frequently asked questions

What does the Udyam Assist certificate give me?

It is treated as a micro enterprise for priority sector lending. It is not full Udyam registration, and a loan is not guaranteed.

Who makes the entry on the platform?

A notified agency such as a bank, finance company or government department. StampMitra is not that agency. We prepare your details and they are submitted through our partner agency.

Who is an informal micro enterprise?

One that, on the basis of turnover, is exempt from filing GST returns. It must also be within the micro limits.

I have a Permanent Account Number. Should I still use Udyam Assist?

Full Udyam registration is free and wider, so we usually advise it. You may still choose Udyam Assist.

I sell on an online marketplace. Can I use it?

No. GST registration is needed at any turnover for marketplace sellers, so you are not an informal enterprise.

Is there a government fee?

None is stated for Udyam Assist, and full Udyam is free by law. We confirm the exact amount before filing.

How long does it take?

It depends on the agency that makes the entry. We confirm the timing once your details are complete.

What if no bank or lender knows me?

We help find a notified agency; the timing depends on them.

Can I move to full Udyam later?

Yes, once you have the tax number. The two platforms are linked for this, and we confirm the steps then.

Do you need my identity or bank number on this form?

No. Identity and bank details are taken securely after payment, never on this form.