StampMitra - Digital LegalTech, Virtual Office & Compliance Platform

Income Tax Return for Individuals and HUFs AY 2026-27

We pick the form, prepare your return for 2025-26 and file it as your authorised representative on your authority; you verify it. For salaried people, pensioners, investors and HUFs with no business income. Business income goes to our business returns service.

The return for 2025-26

Income of the financial year 2025-26 is returned for assessment year 2026-27 under the Income-tax Act, 1961. The Income-tax Act 2025 and the Income-tax Rules 2026 apply from the tax year 2026-27, that is income from 1 April 2026, so they do not change the forms or the dates for this return.

Which form and route apply to you

ITR-1 (Sahaj) / ITR-2 / Team review

  • ITR-1 (Sahaj)
  • ITR-2
  • Team review

When another service fits you better

Business or profession: Business, freelance, futures and options or professional income goes to ITR-3 or ITR-4 under our business returns service.

  • Business or profession
  • Firms, companies and trusts
  • Earlier years
  • A notice or demand

Dates, late fee and our fee

A late return can affect the choice of tax regime and the carry-forward of losses. Our team checks both before filing.

  • On-time return, individual or HUF without audit: 31 July 2026
  • Belated return: Until 31 December 2026
  • Revised return: Until 31 March 2027
  • Verification: Within 30 days of filing
  • Updated return: After the belated window
  • Government fee to file: None

Documents and details you need

Collected securely after payment. Nothing is uploaded in the form.

  • Identity and tax account details
  • Annual information statement, tax information statement and Form 26AS
  • Authorisation to file as your representative

How the filing works

Checks that stop a refund failing

Link the numbers: Your permanent account number should be linked to your national identity number; an unlinked number can block filing and refunds.

  • Link the numbers
  • Validate the refund account
  • Report foreign assets

Common reasons a return goes wrong

Using ITR-1 when a house, gain, loss or foreign asset rules it out.

  • Using ITR-1 when a house, gain, loss or foreign asset rules it out.
  • Missing a second employer's Form 16 after a job change.
  • Not matching income to the annual information statement.
  • Not verifying the return within 30 days.
  • Leaving out interest, dividends or small capital gains.
  • Reporting crypto without the exchange statements.

What StampMitra does for you

Choose the form: We pick ITR-1 or ITR-2 and tell you when another service fits better.

  • Choose the form
  • Prepare and file
  • Stay honest about limits

How it works

  1. Answer the questions Who is filing, income, residential status and a few yes or no facts.
  2. We pick the form ITR-1, ITR-2, or a team review.
  3. Share documents after payment Form 16, statements and proofs, securely.
  4. We file the return As your authorised representative, or prepared for you to file.
  5. Verify within 30 days We help you verify and follow any refund.

Frequently asked questions

Which form will I file, ITR-1 or ITR-2?

ITR-1 for a resident individual with simple income up to Rs 50 lakh. ITR-2 for HUFs and for individuals who have more than one house, larger capital gains, a director role, unlisted shares or a loss to carry forward.

The due date has passed. Can I still file?

Yes. A belated return is allowed until 31 December 2026 with a late fee and interest on any unpaid tax. After that only an updated return is possible, which carries extra tax.

How much is the late fee?

Under section 234F it is Rs 1,000 if your total income is up to Rs 5 lakh, otherwise Rs 5,000. Interest on unpaid tax is extra. We confirm the exact amount before filing.

How much do you charge?

We confirm the exact amount before filing, because it depends on the form and on whether our team has to review the case. The government charges no fee for filing a return.

Do I have to verify the return?

Yes, within 30 days of filing. An unverified return is invalid, and a late verification can make the filing date late.

Does the new Income-tax Act change this return?

No. The Income-tax Act 2025 and the Rules 2026 apply from the tax year 2026-27, that is income from 1 April 2026. This return is under the 1961 Act.

Which tax regime applies?

The new regime is the default. We compare it with the old regime where you have deductions and where the old regime is still open to you. On a late return our team checks this before filing.

What if I have business or freelance income?

That goes to ITR-3 or ITR-4, with books or presumptive taxation, under our business returns service.

I have foreign assets, stock options or crypto. Can you file?

Yes, but our team reviews these cases before filing (ITR-2 with team review, ₹1,999 + GST). They need extra reporting, and a resident must report foreign assets even when no tax is due.

I already filed but made a mistake. What now?

A revised return corrects a return already filed and verified. The portal shows 31 March 2027 as the last date. Our team reviews the earlier return first.

I received a notice from the income tax department.

A notice is not a fresh filing. Please talk to an expert about a reply or a rectification.

Do you ask for my PAN, Aadhaar or password?

No. The form asks only facts. Identity details are collected securely after payment, and we never ask for passwords or verification codes in chat.